The Green Insurer
Unsure about what learner driver insurance is? Discover how it works, why you might need it, and how to get affordable cover while practising in a friend or family member’s car.
Read the full article: How does learner driver insurance work?Home | Learner driver insurance
Helping your children get ready for their driving test.
Our Learner Driver Insurance helps your child build confidence and their driving skills by letting them practise in your car.
Why choose learner driving insurance from The Green Insurer
Earn as you learn!
Our exclusive rewards portal is packed with discounts, offers and freebies.
Always be covered.
You can choose to always have cover, with continuous cover. Your cover extends once it expires by 7 to 90 days - your choice.
Your carbon is offset.
We’ll offset your carbon emissions and reward you for driving in a greener way as you learn to drive.
An affordable way to learn.
Our flexible insurance, means you only pay for the length of cover you need, from 7 to 90 days.
No risk to their NCD.
Your insurance is separate to the car owner's. If you need to make a claim it won't affect their (NCD) No Claims Discount.
No black box or curfews.
Just a helpful free app to help you improve your driving. There are no penalties or restrictions.
Practise what you have learnt in your driving lessons
Getting learner driver insurance on a friend or family member's car is a great way to boost your confidence, gain experience and pass your driving test quicker.
Our flexible learner driver insurance allows you to choose how many days insurance you need, from 7 to 90 days.
For policies over 30 days long, you can always cancel and get a refund of the insurer premium for any unused days over the 30-day minimum.
Get a learner driver quoteAre you a parent looking to insure a learner driver?
Discover the benefits of supplementing their driving lessons with learner driver insurance on a parents car.
Learn more about insuring a learner driver
Earn as you learn!
With The Green Insurer's Learner Driver Insurance, you'll earn Green rewards as you practise or prepare for your driving test.
You can spend your Green rewards in our rewards portal, it's packed with discounts, offers and freebies.
We select as many brands as we can who have a similar ethos to us.
You can use your Green rewards to buy eGift cards or even as a credit towards your next insurance policy with The Green Insurer.
What's covered
- Damage to the car you are learning to drive in (insured under this policy)
- Death or injury to any other person, including passengers.
- Damage to other people's property up to £20,000,000.
- Damage to other people's vehicles.
What's not covered
- The first £250 of any claim (the compulsory excess).
- Windscreen repair/replacement.
- Foreign use.
Learner driver insurance blog
Can you have two car insurance policies on one car? Yes! Adding a separate learner driver policy protects your No Claims Discount and offers flexible, cost-effective cover.
Read the full article: Can I take out two car insurance policies on one car?
Families are stepping in to help reduce the cost of learning to drive
by Paul Baxter | 14th February 2025
With driving lesson costs soaring and test wait times stretching for months, many learners are turning to family for extra practice.
Read the full article: Families are stepping in to help reduce the cost of learning to drive
Learner driver insurance FAQs
Does learner driver insurance cover my driving test?
Yes, learner driver insurance from The Green Insurer covers you during your driving test. Once you pass your driving test your insurance will end.
Are learner plates a legal requirement?
Yes, L plates are a legal requirement for learner drivers in the UK.
Driving without L plates or plates that don't meet the correct legal specifications, you could receive a fine as well as up to 6 penalty points on your licence.
What the legal specifications of L plates?
By UK law, the L plates must be clearly visible to others from:
- in front of the vehicle
- behind the vehicle
The L plates should have a red letter on a white background, they should measure 178cm x 178cm, other sizes are shown below
[image source: L plate size]
Can a learner driver drive my car?
To drive your car, the learner driver must be insured. They can either be a named driver on your policy, or have their own separate learner driver insurance, that’s linked to your car.
If the learner is on your policy as a named driver, then your NCD is at risk if they need to make a claim. If they have their own learner driver insurance policy, then your NCD isn't at risk as it's a separate insurance policy.
Who can supervise a learner driver?
The supervisor must be at least 25 years old. The must have a full driving licence for the type of car being driven (manual or automatic) and have held that valid licence for a minimum of three years.
What is the best way to learn to drive?
Take professional driving lessons and practice on a friend or relative’s car to gain more experience and confidence.
Can learner drivers go on a dual carriageway?
Yes, learner drivers can drive on dual carriageways.
Can learner drivers go on a motorway?
To drive on the motorway, the learner driver must be supervised by a DVSA Approved Driving Instructor (ADI) and the car must have dual controls.
It’s illegal for a learner driver to go on the motorway if they’re only accompanied by friends or family member.